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One of the more important of these benefits is the tax-free inside build-up of cash value.

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The employee includes only the term insurance portion of the premium as income and has access to the policy cash value in excess of the premium refund due the employer without income tax consequences.

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If the deceased person owns the policy at the time of death, then the proceeds from the policy can be subject to estate taxes.

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She had no dependants or partner. Quicken products provided by Quicken Inc. Does not guarantee investment returns and your cash value will fluctuate. The insurance is aggregated, not matched to individual employee benefits. Do life insurance cash out its consequences of cashing out its use to. You can supplement, or cashing out of your annuity can be a policy owners.

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